Christopher J. Seeley has been advising private and corporate clients since 2002 with a single purpose–to help them reach their financial goals by providing an unparalleled level of service, advice, and accessibility. Chris has grown his practice by listening to clients and focusing on their unique needs. This approach has helped them grow their assets, address any challenges, and secure their legacies. Chris specializes in intergenerational wealth transfers, estate planning, and preparing clients for retirement.  Chris began his career as a Financial Advisor at UBS Paine Webber in Boston and Smith Barney in Springfield. Chris graduated with a B.A. in Philosophy from George Washington University. He holds the Series 7 and 66 licenses and is registered in 44 states. He has offices in Washington, D.C., Boston, and Springfield.

Steven T. Howard joined the firm following a 20-year career creating and managing client portfolios at Morgan Stanley and predecessor companies. As a Managing Director based in New York, he focused his attention on helping high net worth individuals build and preserve wealth using a disciplined, process-based approach to investing. Steve has also held various strategy and research positions within Citigroup. He spent two years managing the Citi Private Client Investment Strategy team in London and worked as the financial services strategist for Smith Barney in New York. He received an M.B.A. degree in Accounting and Finance from New York University’s Stern School of Business. Steve’s background in portfolio management, asset allocation, and macroeconomics dovetail well with the team’s client-first approach to wealth management.  Steve lives in Longmeadow, MA with his wife and four children.

Michael serves as a financial advisor at Seeley Howard, having joined the team in 2015. Michael has been a financial advisor for over 30 years and has served high net worth clients along with small businesses throughout his career. He is actively involved in the Northampton, MA community, and serves on the boards of various non-profits. Michael has two grown children and if he isn’t working, you can find him traveling or meditating.

Wendy started her career in financial services in 1986 and has been advising clients since 2001. Her reasons for becoming a financial professional are deeply personal as she saw many friends and family struggle to find the help they needed to map out their financial future. She has spent her career working to educate her clients to have a comfort level and better understanding of their finances to reach their financial goals. Wendy graduated from Assumption College is Worcester, MA with a BS in Social Sciences and holds her Series 7, 63, 65, 24, Insurance & Annity Licenses as well as the Certified Financial Planner®, Chartered Retirement Planning Specialist and Accredited Investment Fiduciary® designations. She lives in Worcester with her husband Andy, has two grown children and 2 grandchildren that live in Maine.

Steven draws on his experience working with hundreds of businesses and non-profit organizations to help clients build compliant, efficient, and tailored retirement solutions. He holds his Series 7, 65, 6, 63, and Life & Health Insurance licenses.

Steven joined O|L Advisors in 2025, bringing over a decade of experience from a top-5 retirement plan provider. He plays a hands-on role in the design, implementation, and ongoing service of plans. As an Accredited Investment Fiduciary®, he is a co-fiduciary of the plans he advises. He holds a Bachelor of Arts from UConn. Outside of work, he enjoys golfing and exploring the outdoors with his wife, Emily, and dog, Henry.

Mark Abraham is a seasoned financial advisor with more than two decades of experience helping clients build, protect, and manage their wealth. He joined OL Advisors in 2023, bringing a holistic approach that integrates investment management, retirement planning, insurance strategies, and long-term financial guidance.

Mark is registered with Cambridge Investment Research Advisors, Inc. and and holds the CFP® designation. He has passed the Series 7, Series 66, and SIE exams and is licensed in multiple states.

Before joining OL Advisors, he advised clients through Arbor Point Advisors, Securities America, WRP Investments, and Ameriprise Financial Services. He also operates MA Financial Planning, LLC in Tarrytown, NY, where he provides insurance and financial planning services.

Known for his client-focused style and commitment to transparency, Mark has maintained a clean regulatory record throughout his career.

Gail Waldman earned a M.S. in Contracts and Acquisition Management and is a CERTIFIED FINANCIAL PLANNER™ professional. She also holds the Certified Divorce Financial Analyst™ designation. Gail has been the Chief Financial Officer of a defense contracting firm and has worked in the areas of corporate management and acquisitions.

Gail has more than eight years of experience in brokerage account operations and estate administration and five years as a Financial Planner.

Gail is a competitive gravel bike racer, and regularly competes in local and national races. As of 2021, she is the National Champion in her age group for the second straight year.

Gail enjoys fishing, crafts, training and racing, walking Lady, and being married to Mark.

Rick has been in financial services since 1973, founded the Retirement Doctor™, LLC. in February 2008 to help individuals and small businesses achieve their financial and investment goals. We develop comprehensive financial plans, retirement plans, estate plans, investment reviews and help clients implement these plans.

We are dedicated to providing comprehensive financial and estate planning services to our clients. We will not recommend any course of action or any type of financial product until we are fully aware of the client’s goals and objectives — and then only when we are convinced that the recommended action or product is suitable as a long-term solution. Our investment philosophy is based on our belief that the most important investment decision an investor can make is not which investment to buy, but rather, how assets should be allocated based upon the investor’s attitudes, objectives, circumstances and risk-taking capacity.

Kit, has over 35 years of experience in employee benefits, insurance and estate/financial planning. He holds designations as a Chartered Life Underwriter, and a Chartered Financial Consultant. Kit is a graduate of the University of Virginia and holds an MBA in International Management from the American Graduate School of International Management.